Why using mortgage broker could be the best decision you make!

16th August 2021

Why using mortgage broker could be the best decision you make!

Buying a new home and borrowing the money to do it are two of the most stressful life experiences you may ever endure. There is, however, an easier route to securing the finance you need to make your move – and make savings in the process.

A good independent mortgage broker will have a breadth of experience across the financial markets and, crucially, be a ‘whole-of-market’ mortgage advisor and not tied to a select panel of lenders. Likewise, if you approach a high street bank or building society, they’ll only offer you mortgage products from their own range.

But there are also other crucial reasons why appointing an independent mortgage broker could be the best moving decision you make.

  • An experienced mortgage adviser will want to find a product that will fit your needs now and in the years ahead as your circumstances change.
  • When it comes to securing the house of your dreams, time will be of the essence too – a good broker will want to get your mortgage application agreed in principle so you can proceed with confidence and in a more favourable position than other prospective purchasers.

It’s about relationships, personal service and getting you the very best deal

  • It’s also about relationships – your mortgage broker will be there for meetings in person and to talk to over the phone rather than offering a web-based process. Your broker isn’t just here for your first mortgage application – we view this as the start of a relationship in which we’ll get to know you and go further to get you the very best deal for every move you make in the future.
  • A broker will aim to get your mortgage offer out and over to your solicitor fast. The quicker you receive your offer, the less chance there’ll be of your transaction falling through further down the line.

To find out more about the different types of mortgage that are available, please visit our find the right mortgage page, or, to discover how much you could borrow for a new mortgage, click here.

If you’d like to get expert advice from the team of professional mortgage brokers at Charters Financial Services, please call 03454 500 200. With mortgage brokers in Winchester, Southampton, Farnham, Bishops Waltham, Alton, Chandlers Ford, Alresford, Romsey and Park Gate, you are never too far from mortgage advice.

 

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

< Back to News and Blog

We have used Robert as our mortgage adviser twice now and have been in touch with him many times in between for help and guidance on other projects.

He is awesome! He is accommodating to our needs as a couple with a young child and is always transparent about his work. Robert is experienced, well-connected and seems to really love his job. I genuinely look forward to meeting Robert because he makes us feel at ease about our future plans and does everything he can to make our dreams a reality. We couldn’t recommend him more highly.

A lovely lovely guy with a brilliant sense of humour. Finally, a real person who you can talk to about mortgages in an open and honest way.

Hannah L

January 2020

Get the Right Mortgage Advice