Why do I need a mortgage broker?

28th March 2020

If you’re moving home and need a mortgage or are looking to remortgage your existing property, a specialist mortgage adviser can be your best ally and remove a significant element of stress from your moving process. You should always talk to an independent mortgage broker who isn’t tied to specific mortgage lenders and can recommend the best mortgage deals from the whole of the market.

An expert mortgage adviser will have experience of all types of mortgages and access to all the latest mortgage products, interest rates and incentives and can often get a better deal than you could if you went direct to the lender.

Your mortgage broker will provide you with an ‘Initial Disclosure Document’ that will outline all the services they proved and whether or not they can recommend all mortgages that are available on the market – some lenders only offer mortgages through certain brokers.

If you have unusual circumstances or specific requirements, appointing an independent mortgage adviser will always be your best bet. For example, if you’re self-employed and depend on irregular freelance earnings, commission or bonuses, if you’re a first-time buyer, need a bridging loan or are remortgaging – talk to a specialist mortgage adviser to ensure you receive the best advice.

Call us today on 08454 500200 or click here to find out more about our specialist mortgage services.

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financial adviser and I’m so happy with the service provided, firstly by Stephanie, explaining all my options clearly and concisely and helping me get the right mortgage and supporting insurances sorted at the beat rates for me. Secondly Stephanie has a fantastic administration assistant Cara who processed, actioned and chased everything up and kept me informed at every turn. Both Stephanie and Cara sorted out my remortgage and all the insurances set up in just under a month from beginning to end, which I was absolutely amazed at how quick and almost effortless the whole process was. I am very thankful to all at Charters Financial Services for their dedicated and thorough service, their fantastic communication throughout and I can’t recommend them highly enough, and I will be using them again in the future for future mortgages. Thank you Stephanie and Cara

Mark S

April 2020

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