Bad Credit Mortgages

Looking for a mortgage, but worried bad credit is standing in your way?

Let’s explore your options


If you’d like to buy a new home, but you’re worried your credit score will make it feel like an impossible dream, that’s not necessarily the case. Just because you’ve had problems with poor credit in the past, it doesn’t mean you won’t be able to buy a home – bad credit mortgages help people with bad credit do just that.

An increasing number of lenders process affordability assessments and applications manually to determine if they can override a credit score and give you the helping hand you need – even if you have historical bad credit or have been refused elsewhere.

The good news is we can help

So, if you need a mortgage for a new home, but think it’s a deal-breaker because you’ve missed payments on your bills or a loan, have County Court Judgements (CCJs) in your name, if you’ve entered into an Individual Voluntary Arrangement (IVA), Debt Relief Order (DRO) or Debt Management Plan (DMP) or been declared bankrupt, the good news is we can help.

If you’d like more information about bad credit mortgages, we can put you into with our specialist business partners. Call us now on 08454 500200, alternatively click here and complete this short form about yourself. We’ll be in touch very shortly. With business partners in Winchester, Southampton, Farnham, Bishops Waltham, Alton, Chandlers Ford, Alresford, Romsey and Park Gate, you are never too far from financial advice.

We have had such a brilliant experience with the service from Gavin and Cara from Charters. Would highly recommend to anyone.

Nicci C

November 2020

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