Something for First-Time Buyers

29th March 2020

 

The first step is to find out how much money you can borrow and then work out what’s affordable for you. The main hurdle many first time buyers come up against is finding money for the deposit. Having a small deposit can restrict the number of mortgages available to you, but there are first time buyer mortgage schemes – such as Help to Buy – which your mortgage adviser can discuss with you.

Following this, the next step is to get yourself mortgage ready. With more stringent affordability testing from the lender, it’s important that your finances are in order. You might be surprised that there are actually some really simple things you can do to help improve your chances of getting a mortgage.

 

Our Mortgage and Protection Advisers

Our professional mortgage advisers are experts when it comes to arranging first time buyer mortgages. With access to over 12,000 mortgages from over 90 lenders, we’re perfectly placed to help you find the right mortgage and get you on the property ladder. We’ll be on hand to guide you through the whole process, right up until the day you get the keys in your hand.

Whether you prefer a face to face or telephone appointment, we will offer the same expert service. Our advisers will take into consideration your personal circumstances, including your income, outgoings, deposit money etc. All of this helps us build a picture of your financial situation and can help us recommend a mortgage deal that is right for you.

To book an appointment to speak to an adviser, please call us on 01252 71000.

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Simon is an incredible adviser.

We had both our mortgage and life insurance/income protection done with him, and he was incredible on providing advice to get the best option for us.

His patience, professionalism and commitment to get things done on the best and right way are key and a distinction. Not once or twice were the times when we met him after working hours and he always received us extremely well. I would strongly recommend Simon to anyone!

Fernando A

March 2020

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