Something for First-Time Buyers

29th March 2020

 

The first step is to find out how much money you can borrow and then work out what’s affordable for you. The main hurdle many first time buyers come up against is finding money for the deposit. Having a small deposit can restrict the number of mortgages available to you, but there are first time buyer mortgage schemes – such as Help to Buy – which your mortgage adviser can discuss with you.

Following this, the next step is to get yourself mortgage ready. With more stringent affordability testing from the lender, it’s important that your finances are in order. You might be surprised that there are actually some really simple things you can do to help improve your chances of getting a mortgage.

 

Our Mortgage and Protection Advisers

Our professional mortgage advisers are experts when it comes to arranging first time buyer mortgages. With access to over 12,000 mortgages from over 90 lenders, we’re perfectly placed to help you find the right mortgage and get you on the property ladder. We’ll be on hand to guide you through the whole process, right up until the day you get the keys in your hand.

Whether you prefer a face to face or telephone appointment, we will offer the same expert service. Our advisers will take into consideration your personal circumstances, including your income, outgoings, deposit money etc. All of this helps us build a picture of your financial situation and can help us recommend a mortgage deal that is right for you.

To book an appointment to speak to an adviser, please call us on 01252 71000.

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My wife and I have been working with Chawley Soper fpr many years. We've had 6 properties, with the very first when we remortgaged our original home and let it to downsize and buy a bungalow. We then bought an investment property to renovate and sell. The next property we bought and rented and then recently we invested in a 4 bed bungalow as another rental/investment property. Chawley has always been there through the years working on our behalf to get us the best deals and guide us through the mountains of paperwork and correspondence with solicitors. We can't really praise him highly enough. Not just his phenomenal knowledge and professionalism but for always being there to deal with even the smallest of queries and problems. Through buying, selling and remortgaging and finding the best deals we feel as though we are in very safe hands and trust Chawley implicitly. If we have any ideas about future moves, such as recently we considered selling and porting to a new property, it will be Chawley who will guide us. We've had one other property from before our association with Chawley and he now deals with all of the remortgaging for this as well. We feel as though he has become far more than just a mortgage adviser and we fully recommend him.

Andy S

May 2020

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