Remortgage Advice Service

Should you remortgage?

 

This is something that people ask us lot is. Here are some reasons why you might want to remortgage:

  • You want to be on a better rate
  • Your current fixed rate deal is up for renewal
  • You want to move from an interest-only to a repayment mortgage
  • You want to be able to make overpayments
  • You want to borrow more money

Its very rare that you would take out a mortgage and stick with the same one for the whole term until it’s all paid off. Instead, it’s much more likely you’ll be looking to remortgage to take advantage of a new deal to suit your needs and current budget.

If you would like to know more about Remortgaging, please get in touch via the form below. With mortgage and protection advisers in Winchester, Southampton, Farnham, Bishops Waltham, Alton, Chandlers Ford, Alresford & Romsey, you are never too far from mortgage help.

Having used charters to secure our first mortgage in 2018, we’ve returned to them to secure our first ever remortgage this year. We had such a great experience with them as first time buyers, that we’ve become back to them again - and I’m so happy we did. This time Robert Ferguson has looked after us to get the deal we wanted. He’s patient, informative and he delivers a service that has been nothing short of excellent. The whole process as been made as stress free as possible, during what is quite an uncertain and unnerving economic time. Rob took us through a number of options in accordance to our needs and found us a fantastic product that we are very happy with. Once application had been submitted, having secured a fantastic rate, we were then looked after by Cara Simpson-Hayter. Cara has been absolutely fantastic and has kept us informed through every step of the application process. She has chased up various parties to get the info we needed and to speed the application along with the lender. Cara is incredibly efficient and effective and has been truly wonderful throughout. Both Rob and Cara have addressed all our concerns and answered ALL our questions (there were a few having only gone through this once before!) leaving us feeling confident and at ease the whole time. Again the service that has been provide has been thoroughly excellent, we couldn’t be in better hands. Thank you so much for making this such a painless process in what is quite a stressful time! We cannot recommend Charter’s enough and we will definitely be using them again in future! Thank you Rob and Cara!!

Oliver & Caroline H

June 2020

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