Mortgage Payment Protection Insurance

Worried about paying your mortgage if you were unable to work?

 We can help.

 

If you’re concerned about how you would make your monthly repayments if you couldn’t work, we can help with a Defaqto 5-star rated mortgage payment protection insurance (MPPI) policy that will help take the strain.

We have access to a wide range of MPPI products that will ensure your monthly mortgage repayments are met if your income is impacted by illness, disability or redundancy and would eliminate the risk of losing your home. There are different types of MPPI that will cover you if you’re made redundant, if you have an accident or suffer from a long-term illness or both  and will mean that your repayments are met – typically for up to two years.

 

Want to find out how much it will cost?

If you would like to know the costings for an MPPI policy or would like to talk to us about the type of cover you need, contact us.

To find out more about mortgage payment protection, please read our expert guides.

Having used charters to secure our first mortgage in 2018, we’ve returned to them to secure our first ever remortgage this year. We had such a great experience with them as first time buyers, that we’ve become back to them again - and I’m so happy we did. This time Robert Ferguson has looked after us to get the deal we wanted. He’s patient, informative and he delivers a service that has been nothing short of excellent. The whole process as been made as stress free as possible, during what is quite an uncertain and unnerving economic time. Rob took us through a number of options in accordance to our needs and found us a fantastic product that we are very happy with. Once application had been submitted, having secured a fantastic rate, we were then looked after by Cara Simpson-Hayter. Cara has been absolutely fantastic and has kept us informed through every step of the application process. She has chased up various parties to get the info we needed and to speed the application along with the lender. Cara is incredibly efficient and effective and has been truly wonderful throughout. Both Rob and Cara have addressed all our concerns and answered ALL our questions (there were a few having only gone through this once before!) leaving us feeling confident and at ease the whole time. Again the service that has been provide has been thoroughly excellent, we couldn’t be in better hands. Thank you so much for making this such a painless process in what is quite a stressful time! We cannot recommend Charter’s enough and we will definitely be using them again in future! Thank you Rob and Cara!!

Oliver & Caroline H

June 2020

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