Critical Illness Mortgage Cover

Want peace of mind that your loved ones will be taken care of if you become ill?

We’ve got you covered.

If you’re worried about how your loved ones would cope if you were to become seriously ill, critical illness cover can give them a financial safety net. This tax-free cash lump sum that can be used to cover anything: from your healthcare costs, living expenses and your income until you’re back to full health.

We can help with a range of Defaqto 5-star rated critical illness covers from the UK’s leading insurers. There are a wide range of conditions that you’ll be covered for and we can even arrange it for your partner and your children to give you total peace of mind.

Want to find out more?

If you would like to know the costings for critical illness cover or would like to talk to us about the type of insurance you need, contact us. With mortgage and protection advisers in nationwide, you are never too far from insurance help

To find out more about critical insurance, please read our FAQs below.

Because we play by the book we want to tell you that…

For insurance business we offer products from a choice of insurers.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Speak to our experts

With access to 1000s mortgages from over 90 high street lenders, we can help you find the right mortgage. Our five-star Google reviews back this up. Call us now and speak to a member of our experienced team.

Frequently asked questions

How does critical illness work?

What does critical illness insurance cover?

Why you should consider critical illness cover

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Very efficient service from start to finish. Good communication. Impressed all round.

  • 5 star review on TrustPilotMick T

Would give them more stars if possible! John and Russell being on-hand, promptly respond and chase updates, they are unbelievably exceptional.

  • 5 star review on TrustPilotKarim A

Jack and Russell were absolutely amazing and helped me secure my first mortgage with no problems at all. As a first time and solo buyer it is all very daunting but they explained everything to me and I could trust that I was in good hands regarding the securing of my mortgage offer. Their communication was brilliant as I usually had a response to any questions within a day and my mortgage offer came through so fast. Thank you!

  • 5 star review on TrustPilotChelsea W

Kevin and Beccy have been extremely helpful - firstly in exploring viable options to suit my situation and secondly keeping me in the loop and dealing with queries that arose along the way. This is my second mortgage with them, both of which had possibly unusual elements and they were able to navigate me through them and find me good mortgages.

  • 5 star review on TrustPilotThea E

My request to renew my existing mortgage with Mortgage Decisions was superbly handled by David who is a most knowledgeable person. I was impressed with his professionalism and his attention to detail. The end to end process was explained throughout by David in particular the various options available to me. This is the second time that Mortgage Decisions have assisted with my mortgage and I wouldn’t hesitate in asking them again in the future.

  • 5 star review on TrustPilotBarney