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Got bad credit? You can still get a mortgage!

Bad credit doesn’t have to be a roadblock to homeownership! When you’re eyeing that perfect home but grappling with the ghost of bad credit, it’s natural to feel uncertain about...

How does your credit score affect your ability to get a mortgage?

When it comes to getting a mortgage, few financial factors are as influential as your credit score. How much of an effect does it actually have? Mortgage lenders rely heavily...

MORTGAGE MATTERS – MARCH

Positive inflation predictions Inflation stood at 4% in January, the same level as in December 2023 (ONS). Swap rates have been creeping up in recent weeks in the lead up...

Discover Your Path to Affordable Homeownership at the Southern Affordable Homes Show 2024

We are thrilled to announce our sponsorship of the Southern Affordable Homes Show 2024. Building on the success of last year’s event, we’re excited to bring you another opportunity to...

credit score

Getting to know your credit score

Imagine being in a situation where someone asks you for a substantial sum of money. You’d naturally want the reassurance that they can repay it, right? This is the perspective...

MORTGAGE MATTERS – FEBRUARY

The Bank of England held the Bank Rate at 5.25% in its February 2024 meeting, a move that was widely anticipated by market experts. The general view is that we...

MORTGAGE MATTERS – JANUARY

The Bank of England held the interest rate at 5.25% in December, increasing hopes that rates may have peaked for consumers and financial markets. Swap rates have fallen for five...

mortgage

Should I fix my mortgage for 2 or 5 years?

If you are preparing to take out a mortgage or are approaching the end of your existing one, what kind of mortgage are you going to choose? Fixed rate mortgages...

Speak to our experts

With access to 1000s mortgages from over 90 high street lenders, we can help you find the right mortgage. Our five-star Google reviews back this up. Call us now and speak to a member of our experienced team.

I was highly impressed with the mortgage services provided. My needs were somewhat complex (some mortgage brokers refused to help me at all), but they managed to find me the best deal.

  • 5 star review on TrustPilotFee M

Amazing experience!!! I can't thank Jack and Russell enough for all they have done!!! Kept informed every step and felt very supported by them thank you!!

  • 5 star review on TrustPilotKerry S

Both Mark and Beccy have been amazing throughout a very erratic and stressful time. They have been professional and attentive, making sure to stay in touch regularly to ensure everything went smoothly. I've been so impressed with their level of detail and service. I would not hesitate to recommend them.

  • 5 star review on TrustPilotMarie B

I would recommend using Mortgage Decisions as they made the process of choosing my first mortgage so easy to understand . They were very knowledgeable on all the products available ,but mostly they were prompt . Thank you in-particular to Toby and Louis.

  • 5 star review on TrustPilotLindsay B

Toby was absolutely a knight in shining armour. Every step of the way he explained everything, he understood my situation and it felt like he was holding my hand through some turbulent times. I can't thank him enough.

  • 5 star review on TrustPilotSarah J