Looking to Remortgage?

Want a better deal or need to free up some capital?

 

We can help.

Whatever the reason you’re considering a remortgage for, we are here to help. If you’re coming to the end of your current mortgage deal or if you need to free up some capital, a remortgage is a straightforward way of using the equity in your home to do just that.

We’ll guide you through your options and the different types of mortgages that are available to you so that you can be sure you’re getting the best mortgage for you. If your current deal is coming to an end and you’re facing higher monthly repayments on a standard variable rate (SVR), we can help you switch to a new mortgage that could reduce your payments. Alternatively, if you want to see if you can free up some capital, we can help you find the right mortgage that will keep your payments low and over a term that suits you best.

 

We’re here with all the answers and support you need.

We can help you calculate the amount of mortgage you’ll qualify for and the most attractive rate you’ll be offered, managing your application and the rest of the process for you.

There are several different ways to remortgage and we have access to thousands of mortgage products from over 90 lenders. These include:

  • Fixed rate mortgages

You pay the same monthly payment for as long as your fixed-rate period lasts – when it ends you can apply for a remortgage to secure another competitive mortgage deal.

  • Tracker rate mortgages

A tracker rate mortgage will be linked to the Bank of England’s base rate. When the Bank of England base rate is low, your repayments will reflect this, and if the rate rises so will your monthly repayments.

  • Variable rate mortgages

As with tracker mortgages, your monthly repayments will be linked to the bank base rate so, when rates are low, your repayments will be low too, but will rise when rates go up.

 

If you’d like to know more about the remortgaging process or the different types of mortgages available, read our expert guides.

Or feel free to get in touch! Call us now on 08454 500200, alternatively click here and complete this short form about yourself. We’ll be in touch very shortly. With mortgage brokers in Winchester, Southampton, Farnham, Bishops Waltham, Alton, Chandlers Ford, Alresford, Romsey and Park Gate, you are never too far from mortgage advice.

 

You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Your Answers

Chawley was recommended to us by friends who were buying their first home. We are relocating and were looking for a new mortgage. Our experience has been amazing, Chawley has responded to all of our questions promptly, he has also found a great mortgage for us. Cara has also been excellent when dealing with the administration. If you are looking for a great mortgage with a professional service then look no further than Charters.

Ian P

November 2020

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