Remortgage Deals & Options

Want a better deal or need to free up some capital?

We can help.

 

If you’re coming to the end of your current mortgage deal and want a better rate or if you need to free up some capital for an important purchase, a remortgage is a straightforward way of using the equity in your home to do just that. Whatever the reason you’re considering a remortgage for, we can help.

We’ll guide you through your options and the different types of mortgages that are available to you so that you can be sure you’re getting the most competitive deal for your personal circumstances. If your current deal is coming to an end and you’re facing higher monthly repayments on a standard variable rate (SVR), we can help you switch to a new mortgage that could reduce your payments for longer. Alternatively, if you want to get access to a lump sum to help pay for home improvements, a special purchase or to consolidate debt, we can help you find the right mortgage that will keep your payments low and over a term that suits you best.

 

We’re here with all the answers and support you need.

We can help you calculate the amount of mortgage you’ll qualify for and the most attractive rate you’ll be offered and manage your application and the rest of the process for you.

There are several different ways to remortgage and we have access to thousands of mortgage products from over 90 lenders. These include:

  • Fixed rate mortgages

You pay the same monthly payment for as long as your fixed-rate period lasts – when it ends you can apply for a remortgage to secure another competitive mortgage deal.

  • Tracker rate mortgages

A tracker rate mortgage will be linked to the Bank of England’s base rate. When the Bank of England base rate is low, your repayments will reflect this, and if the rate rises so will your monthly repayments.

  • Variable rate mortgages

As with tracker mortgages, your monthly repayments will be linked to the bank base rate so, when rates are low, your repayments will be low too, but will rise when rates go up.

 

If you’re thinking about remortgaging your home, there’s no substitute for expert advice from mortgage specialists. We’re here with the answers to your questions and all the support you need to get a great deal from a respected lender.

If you’d like to know more about the remortgaging process or the different types of mortgages available, read our expert guides.

 

You may have to pay an early repayment charge to your existing lender if you remortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Your Answers

We would highly recommend Simon and the team at MAB.

Simon is extremely professional, provided honest advice and was able to find and talk us through our financial options and the best products available to us.

His knowledge in the field is fantastic and he was always willing to talk through any complex situations and clarify things (mainly for myself!) We were on a tight timeframe to exchange and Simon and the team were able to arrange everything we needed in time.

I also have to thank Cara in the team, who has been incredible in keeping us updated on progress, explaining things in Layman’s terms and going over and above to chase paperwork/updates for us. We cannot thank the team at MAB enough.

Imogen W

February 2020

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