Change Your Mortgage

Welcome back!

Let’s help you get another great deal on a new mortgage.


If the time has come for you change your existing deal, find a better mortgage rate, borrow more money or move house, we can help you get a great rate on a new deal and we’ll reward you with a loyalty bonus as our way of saying ‘thank you’ for coming back to us.

If you already have a mortgage arranged through Charters Financial Services, but want to make changes, we’ll already have all your details on file and can talk you through your options if:

  • You want to get a better rate
  • You want to borrow more or less than your existing mortgage
  • Your mortgage deal is about to finish
  • You’re moving home
  • You’re concerned about early repayment charges or overpayment penalties
  • You’d like advice on a new mortgage to suit your new circumstances
  • Your property is currently let (Buy-to-Let mortgage)


We’ll help you make your changes quickly and without stress.

We have access to more than 12,000 mortgage products from over 90 lenders and whether you want advice on getting a decision in principle, valuations or surveys, affordability or lending criteria, we can talk you through the process and help make your changes quickly and without stress so you can focus on your next steps with confidence.

If you want to find out more about the different types of mortgage that are on offer, please read our expert guides.

Wanted to get a re-mortgage to, hopefully, reduce monthly payments. Spoke to Rob who went through my options and explained everything clearly, very helpful and knows what he's doing. Once things were in place, I went with Rob's recommendation, I was then in contact with Cara to go through the paperwork side of things. Cara is always there at the end of the phone or e-mail and very quick to help. Due to the current lockdown things have slowed down, my end not being able to get things signed, and Cara has been in touch ensuring that when things ease up we'll be ready to go. An excellent team, very helpful and knowledgeable. Highly recommended.

Darryl W

May 2020

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