Are you a First-Time Mortgage Buyer?

7th July 2020

Buying your first home can seem like a daunting prospect and it could be the biggest financial commitment you make in your lifetime!

Trying to find the right mortgage for you can take up a huge amount of your time and the role of a Mortgage & Protection Adviser is not only do this on your behalf, but to explain the process as it happens.

GETTING YOUR FIRST MORTGAGE

Typically, all buyers, not just first-time buyers, will search for properties they think they can afford first and worry about agreeing a mortgage in principal further down the line. We always recommend that yuoui speak to a Mortgage & Protection Adviser as early as possible – this will mean you understand exactly what you can afford and potentially prevent heartache later on.

Having a small deposit can impact the options you have when it comes to mortgages, however as a first-time buyer, there are specific mortgages available to you – such as Help To Buy – something else your adviser can help you with.

To progress your mortgage, you will need to make sure that you have your finances in order and your adviser will walk you through all the documentation you’ll need to move forward at this point.

We have access to 1,000’s of mortgages from over 90 lenders. Our approach is simple, let us help you find the right mortgage for you, stress-free.

To speak to one of our Mortgage & Protection Advisers, please call us on 08454 500200, visit www.chartersfinancialservices.co.uk or email hello@chartersfinancialservices.co.uk.

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Having used charters to secure our first mortgage in 2018, we’ve returned to them to secure our first ever remortgage this year. We had such a great experience with them as first time buyers, that we’ve become back to them again - and I’m so happy we did. This time Robert Ferguson has looked after us to get the deal we wanted. He’s patient, informative and he delivers a service that has been nothing short of excellent. The whole process as been made as stress free as possible, during what is quite an uncertain and unnerving economic time. Rob took us through a number of options in accordance to our needs and found us a fantastic product that we are very happy with. Once application had been submitted, having secured a fantastic rate, we were then looked after by Cara Simpson-Hayter. Cara has been absolutely fantastic and has kept us informed through every step of the application process. She has chased up various parties to get the info we needed and to speed the application along with the lender. Cara is incredibly efficient and effective and has been truly wonderful throughout. Both Rob and Cara have addressed all our concerns and answered ALL our questions (there were a few having only gone through this once before!) leaving us feeling confident and at ease the whole time. Again the service that has been provide has been thoroughly excellent, we couldn’t be in better hands. Thank you so much for making this such a painless process in what is quite a stressful time! We cannot recommend Charter’s enough and we will definitely be using them again in future! Thank you Rob and Cara!!

Oliver & Caroline H

June 2020

Get the Right Mortgage Advice