Are you a First-Time Mortgage Buyer?

7th July 2020

Buying your first home can seem like a daunting prospect and it could be the biggest financial commitment you make in your lifetime!

Trying to find the right mortgage for you can take up a huge amount of your time and the role of a Mortgage & Protection Adviser is not only do this on your behalf, but to explain the process as it happens.

GETTING YOUR FIRST MORTGAGE

Typically, all buyers, not just first-time buyers, will search for properties they think they can afford first and worry about agreeing a mortgage in principal further down the line. We always recommend that yuoui speak to a Mortgage & Protection Adviser as early as possible – this will mean you understand exactly what you can afford and potentially prevent heartache later on.

Having a small deposit can impact the options you have when it comes to mortgages, however as a first-time buyer, there are specific mortgages available to you – such as Help To Buy – something else your adviser can help you with.

To progress your mortgage, you will need to make sure that you have your finances in order and your adviser will walk you through all the documentation you’ll need to move forward at this point.

We have access to 1,000’s of mortgages from over 90 lenders. Our approach is simple, let us help you find the right mortgage for you, stress-free.

To speak to one of our Mortgage & Protection Advisers, please call us on 08454 500200, visit www.chartersfinancialservices.co.uk or email hello@chartersfinancialservices.co.uk.

< Back to News and Blog

Thank you so much Charters. Big shoutout to Gavin Andrews and Cara Simpson-Hayter. They went above and beyond to help me get my mortgage in testing times, make them selves available and were always willing to help.

Yes B

November 2020

Get the Right Mortgage Advice